Income Center
Equip advisors to model risk capacity, time horizon, and long-term probability of success in a way that makes sense to clients. Whether as a precursor to a comprehensive plan, or in lieu of the arduous process, see how Income Center empowers your firm to have meaningful conversations.
- Retirement Maps
Every client asks the same question sooner or later: will I have enough? Retirement Maps answers it in real time.
Built from data already in Nitrogen, including your client’s portfolio, savings rate, and Risk Number®, Retirement Maps builds a complete visual picture of their probability of success. Investment amount, monthly withdrawals, retirement year, and time horizon are all tied to one easy-to-read map. Advisors go from a blank profile to a full retirement picture in minutes.
For the first time, clients can see exactly where they stand today, and exactly what to adjust to get where they want to be.
- Income by Source
Retirement income rarely comes from one place. Income by Source breaks down exactly where a client’s money will come from, whether that’s portfolio drawdowns, Social Security, or annuities, so the full picture lives in one map instead of scattered across statements. Advisors can even show account balances over time, so clients understand the order accounts draw down, and why it works in their favor.
- Stress Tests
Markets don’t always cooperate, and clients want proof their plan can hold up. Stress Tests model what happens to a retirement plan if a historical market event, like 2008 or 2020, happens again, so advisors can show clients resilience instead of just describing it.
What advisors are saying
“This is the single best piece of software I have come across in 15 years of being a registered investment advisor.”
“Nitrogen helped us move over $1M in assets in the first three months. ”
“Nitrogen is an incredible piece of fintech. With a seamless user experience, clients of all ages are enjoying it. ”
“Nitrogen is client suitability and ethical practices defined. ”
“Nitrogen helped me save a $650,000 client, and connect with them on a whole new level. ”
“Nitrogen really gives my clients an edge in understanding risk. It is easily the best technology I use in my practice. ”
“The Risk Number is translational for our clients. They just get it. ”
“For all you advisors thinking of using Nitrogen, DON’T! I want this fantastic, incredible, game changing tool all to myself. With it, only I will be able to rule the entire investment world!”
“Nitrogen is such a great tool. I'm new to using it in my practice, and already can't imagine running my business without it.”
See Income Center in action
The plan you show today could be the reason a client stays fearless through market ups and downs for the next thirty years.
Book a Demo
Income Center equips advisors to model risk capacity, time horizons, and long-term probability of success. It is designed to facilitate meaningful conversations about retirement goals without the complexity of traditional financial planning software.
A Retirement Map is a visual, real-time plan that shows the probability a client’s retirement income lasts as long as they need it to. Advisors can use it as a quick, client-facing planning conversation on its own or as the foundation for a deeper, comprehensive plan.
Stress Tests model what happens to a client’s retirement income plan if a historical market event recurs at a specific point in retirement. Advisors use them to show how guaranteed income sources, like annuities, can help stabilize a plan under adverse conditions.
Yes. Income Center recognizes trust structures, so when you’re building a retirement income plan, it knows which assets are held in trust, what’s spendable, and what isn’t.
Nucleus is Nitrogen’s agentic AI engine. Describe a client’s savings and spending goals in plain language, like “save $3K a month before retirement, spend $12K a month after,” and Nucleus builds a starting Retirement Map for you.
Income Center is part of Nitrogen’s connected suite of advisor products. Its longevity and income projections feed into Legacy Center’s Legacy Map, and it works from the same client data as Risk Center, Research Center, and Tax Center.
Book a demo or take a self-guided tour to see Income Center firsthand.