Fall 2025 Product Launch: AI Tax Center, New AI Tools to Power Year-End Meetings

Advisors are heading into one of the busiest seasons of the year, packed with client reviews, portfolio updates, and important year-end tax conversations. Nitrogen’s final product launch of 2025 introduces a new wave of AI-powered tools designed to make every meeting faster, clearer, and more impactful.

This release builds on a year of nonstop innovation across the Nitrogen platform, transforming how advisors research investments, uncover insights, and communicate value. From smarter discovery to client-ready tax visuals, every enhancement is built to help you spend less time clicking through data and more time building trust with clients.

It’s a major leap forward for advisors who want to bring more clarity and strategy into every meeting, especially as year-end planning season kicks into full gear.

Here’s a look at everything new from our Fall Product Launch Event.

Introducing AI Tax Center: Simplify Tax Conversations, Uncover New Opportunities

Tax season used to mean clunky software, confusing forms, and missed planning conversations. Even with a client’s 1040 in hand, most advisors were stuck manually pulling key details just to get a basic understanding.

Now, there’s a better way.

AI Tax Center turns a client’s tax return into a clean, visual snapshot that’s built right into your Nitrogen workflow, so you can move from prep work to powerful conversations in seconds.

• Drop in a 1040 and get instant clarity. Filing status, income sources, tax brackets and rates, deductions, and more are automatically visualized.
• Spot opportunities that drive real value. Whether it’s bunching charitable contributions or adjusting income to avoid Medicare surcharges, you can easily view what matters most.
• Reveal heldaway assets and high-cash accounts. By analyzing Schedule B interest and dividend data, AI Tax Center helps uncover what’s missing from the portfolio. That’s a great way to kick off new, high-impact conversations.
• Spend less time prepping and more time advising. With integrated AI-enabled insights, you can move directly from analysis to action. Tax planning that fits into your workflow, not the other way around.

Advisors have been asking for this. Now it’s here. A faster, cleaner, more client-friendly way to bring tax strategy into the conversation.

AI Research Center: Smarter Discovery, Faster Answers

When it’s time to explore investments or prepare for a client meeting, AI Research Center is where advisors start. Now, with the debut of Discovery, that experience gets a major upgrade. Powered by AI, it’s faster, more intuitive, and built to deliver insights in seconds.

• Search with plain language. Just type what you’re looking for, like “low risk ETFs with a dividend yield above 2%,” and Discovery translates your request into structured filters and results.
• Refine with natural follow-ups. Ask Discovery to narrow or expand your search with simple prompts like “only large cap” or “U.S. stocks.” Each refinement happens instantly, so you can stay focused on building better portfolios, not managing filters.
• See performance over the long haul. You can now include 10-year trailing returns in Discovery, Security Stats, and proposal reports. It’s a simple way to bring long-term perspective to conversations.
• Show the full story. We’re adding more flexibility to how trailing returns display with a new option called Partially Illustrated Trailing Returns. Instead of hiding results when one newer or low-weight position lacks full history, Nitrogen can now show returns based on the majority of a portfolio’s data, just like Modeled Performance does. If most holdings have ten years of performance, that 10-year view will appear across all timeframes, clearly cited as a partial illustration; if not, we’ll default to five years. Advisors can toggle between full and partial modes anytime, maintaining transparent, accurate, and client-ready performance reports.

Together, these updates make AI Research Center feel like a true partner in analysis, helping advisors move from search to story faster, with confidence that every conversation is grounded in smarter data.

Planning and Insurance: Stronger Models, Clearer Conversations

Retirement planning is where advisors build trust. Clients want to know their income will last, no matter what the market does. And now, Nitrogen makes that story easier to tell.

With a refreshed design, expanded annuity coverage, and new income modeling and stress testing tools, you can illustrate every retirement scenario with clarity and confidence.

• See the numbers that matter. A redesigned annuity view now highlights key metrics right at the account level, including income start date, payout amount, and projected return, without digging into sub-accounts or fine print.
• Model income riders accurately. AI Planning Center now reflects how annuities with income riders actually perform by combining guaranteed income with continued market growth for a more realistic view of lifetime income.
• Expanded annuity coverage. Nitrogen’s annuity universe has been broadened and refined across leading providers, making it easier to find and model the products your clients own.
• Stress test retirement plans. Simulate historical market events like the 2008 financial crisis or recent inflation shocks to show clients how their plan and their guaranteed income hold up in real-world conditions.

These enhancements turn complex retirement projections into simple, visual stories that resonate. Clients leave every meeting feeling more confident, more informed, and more fearless about their financial future.

AI Meeting Center: Smarter Prep, Seamless Client Engagement

Advisors juggle back-to-back meetings, client reviews, and fast-moving portfolios. AI Meeting Center was built to make that work easier. It connects everything you need before, during, and after each conversation, so you can spend less time managing logistics and more time delivering value.

• Prepare for meetings automatically. The newly launched AI Meeting Prep gathers portfolio data, planning insights, and past activity into a single, personalized brief. It helps you walk in ready to lead the conversation with confidence.
• Keep every meeting connected to the client. Each meeting, note, and follow-up now lives on the dedicated new Meetings tab in a client’s profile, giving advisors a unified view of past and upcoming meetings, AI-curated notes, and actionable insights.
• Send curated notes directly to your CRM. AI Meeting Center integrates with Redtail, Salesforce, and now Wealthbox, making it easy to share notes and next steps without leaving Nitrogen.

Together, these updates make AI Meeting Center an essential part of the advisor workflow. From prep to follow-up, everything works together to help you stay organized, save time, and look brilliant in every meeting.

AI Statement Capture: Faster, More Accurate Imports

AI Statement Capture now supports share quantities, improving accuracy when importing client statements or files. Nitrogen AI automatically reads quantities when they are available, reducing drift and minimizing manual edits. It is a simple upgrade that saves time and ensures portfolios are modeled precisely from the start.

Stronger Tools, Sharper Meetings, Smarter Year Ahead

This launch is about helping advisors walk into every client meeting ready to deliver clarity and value. Whether you are researching investments, building retirement plans, reviewing client statements, or discussing tax strategy, these new AI-powered tools make every step faster, smarter, and more seamless.

If you missed the live event or want a closer look at what’s new, you can watch the full replay here.